Portfolio update May 2021

Dollar sign on a booknote
Money skills are very important

It’s 2021, and the pandemic is not quite over yet. Although, in Sydney, we are very lucky that the pandemic is well under control, as life is returning to the ‘old-normal’.

The last two quarters had been the quarters of growth in the equity assets. Not so much if you are invested in bonds. I managed to rebalance some of my portfolios into the following allocation.

PercentageTarget
Australia28.89%30.0%
Emerging8.34%8.00%
US12.69%13.00%
International (non-US)11.68%12.00%
REIT6.26%6.00%
Bonds21.02%20.00%
Cash + Gold11.12%11.00%

I learned a bit more about the crypto asset class, especially about the potential of DeFi, and crypto asset-lending. It’s quite an interesting asset class. I decided to speculate/invest 1% of my portfolio to it. We will see how it goes. It’s quite impressive that the return is already at around 7.2% in the 4 weeks since I started although the volatility of cryptocurrencies is insane.

Two currency portfolio is what I’m aiming for Bitcoin ฿ and Ethereum Ξ. In my Ξ wallet, I have a few EC-20 coins like DAI, USDC, and Uniswap. I use ledger to store my coins.

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