Tag: personal finance

  • Portfolio Update December 2022

    The financial market finishing strong in the final months of 2022 after a terrible 6 months. Financially, 2022 was not a great year with inflation raging around the world and crypto fraud companies finally got binned into a long crypto winter. It seems that recession is coming in the first half of 2023. The portfolio […]

  • Concessional Super Contribution

    How to claim DIY non-concessional superannuation contribution as concessional superannuation contribution? I like the simplicity of depositing additional super contributions at any time without having it set up with payroll. Without extra paperwork, the additional contribution amount can be $50, $1,000 or anything in between. At the end of the financial year, I could then […]

  • Portfolio Update December 2021

    The final months of 2021 have been a deja vu all over again. It seems almost identical to the previous year with yet another variant of corona virus still raging on. Financially, 2021 had been a good year – plenty of new lessons, and exciting period of watching the portfolio slowly growing over time. Some […]

  • Personal finance skills for millennials in the fast-paced blockchain and deregulated finance disruptions

    Personal finance skills for millennials in the fast-paced blockchain and deregulated finance disruptions

    Find out what cryptocurrencies are, how to invest, and a few helpful tips on managing your personal finances.

  • Portfolio Update December 2020

    Portfolio Update December 2020

    2020 is almost over. What a year it has been. At the end of this weird year, sharemarkets all around the world are recovering strongly even more than ever. Of course, the sharemarkets are not the representative of how the economy is doing. I wish many things can be simpler and more straight forward than […]

  • How to Cook Ten Recipes for Under $10 from Scratch?

    List of must-have pantry items before you start Cooking oil – There are many different oil you can use for cooking. If you are low on budget a bottle of olive oil or grapeseed oil is good enough. You cannot cook at high temperature using olive oil though, so be aware Salt & pepper Raw […]

  • Portfolio Update September 2020 – COVID recovery

    Portfolio Update September 2020 – COVID recovery

    Here is my current asset allocation in September 2020. Some of the current allocation % are way off the new target %. REIT is a bit too risky for me at the moment. I am not a fan of its recent performance and how much risks REIT assets carry. I will actively reduce my exposure […]

  • How to choose the right level of life insurance cover in Australia?

    How to choose the right level of life insurance cover in Australia?

    Are you single? Yes or No Do you have kids under 18 years old? Yes or No – Two questions before you start When we talk about life insurance in Australia. We talk about three different types of coverage: life insurance, income protection and total and permanent disability (TPD) cover. If you already have life […]

  • Australian Shares Portfolio – September 2019

    Australian Shares Portfolio – September 2019

    The portfolio has grown by almost 4% since March. The modest growth is mostly due to the overall ASX market going up after RBA announced two interest rate cuts. Most holdings in the ASX is probably overpriced at this stage – not a good time to buy unless there is a good dividend on offer. […]

  • Saver App – Experimental App Using React + CSS Grid

    Last week, I read this post, and I got inspired. The idea is to have a printed collection of coupons with 52 entry coupons; each coupon has a dollar amount attached. You can cross out a coupon each time you manage to save that amount. If you cross out one coupon each week for one […]