Category: Personal Finance

  • 6 Tips for Secure and Private Online Shopping: Protect Your Personal and Financial Information

    Online shopping has become increasingly popular in recent years, and it’s not hard to see why. It’s convenient, often cheaper, and allows us to shop from the comfort of our own homes. As a result, many of us have become avid online shoppers. However, as with any activity that involves sharing personal information online, it’s […]

  • How to track daily expenses?

    Tracking daily expenses and creating a personal balance sheet can help you gain a better understanding of your financial situation and make informed decisions about your money. Here are some steps you can follow to get started: In addition, everyone should create a personal balance sheet: A personal balance sheet is a snapshot of your […]

  • How to budget for rent and a home deposit?

    Moving into a new home can be an exciting experience, but it can also be stressful and expensive. One of the biggest expenses you’ll face when moving is the cost of rent and a home deposit. In this post, we’ll go over some tips for budgeting for these costs and making sure you have the […]

  • How to track deduction for work-related expenses in Australia

    As a millennial living in Australia, it’s important to have a solid understanding of personal finance skills, including how to track deductions for work-related expenses. This can help you maximize your tax refund or minimize your tax bill, ultimately saving you money and helping you get the most out of your income. Here’s how to […]

  • How to do basic portfolio management?

    Portfolio management is the process of selecting and overseeing a group of investments in order to achieve specific financial goals. It involves understanding your financial situation, setting investment goals, diversifying your portfolio, and regularly reviewing and adjusting your investments. Here are some tips for basic portfolio management in the Australian context: By following these basic […]

  • How to choose the right health insurance cover?

    Choosing the right health insurance cover can be a daunting task, especially in Australia where there are a wide range of options available. However, it is an important decision as it can have a significant impact on your overall health and financial wellbeing. Here are some tips to help you choose the right health insurance […]

  • How to create a household budget?

    To create a household budget, you will need to follow these steps:

  • How to check for your personal credit ratings?

    In Australia, you can check your personal credit ratings by requesting a copy of your credit report from one of the major credit reporting agencies. The three main credit reporting agencies in Australia are Equifax, Experian, and iliad. You can request a copy of your credit report from any of these agencies by visiting their […]

  • How to pay off credit cards and other debts faster?

    There are several strategies that you can use to pay off credit cards and other debts faster, including the following:

  • Portfolio Update December 2022

    The financial market finishing strong in the final months of 2022 after a terrible 6 months. Financially, 2022 was not a great year with inflation raging around the world and crypto fraud companies finally got binned into a long crypto winter. It seems that recession is coming in the first half of 2023. The portfolio […]