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Online shopping has become increasingly popular in recent years, and it’s not hard to see why. It’s convenient, often cheaper, and allows us to shop from the comfort of our […]

Tracking daily expenses and creating a personal balance sheet can help you gain a better understanding of your financial situation and make informed decisions about your money. Here are some […]

Moving into a new home can be an exciting experience, but it can also be stressful and expensive. One of the biggest expenses you’ll face when moving is the cost […]

As a millennial living in Australia, it’s important to have a solid understanding of personal finance skills, including how to track deductions for work-related expenses. This can help you maximize […]

Portfolio management is the process of selecting and overseeing a group of investments in order to achieve specific financial goals. It involves understanding your financial situation, setting investment goals, diversifying […]

Choosing the right health insurance cover can be a daunting task, especially in Australia where there are a wide range of options available. However, it is an important decision as […]

To create a household budget, you will need to follow these steps:

In Australia, you can check your personal credit ratings by requesting a copy of your credit report from one of the major credit reporting agencies. The three main credit reporting […]

There are several strategies that you can use to pay off credit cards and other debts faster, including the following:

The financial market finishing strong in the final months of 2022 after a terrible 6 months. Financially, 2022 was not a great year with inflation raging around the world and […]

How to claim DIY non-concessional superannuation contribution as concessional superannuation contribution? I like the simplicity of depositing additional super contributions at any time without having it set up with payroll. […]

The final months of 2021 have been a deja vu all over again. It seems almost identical to the previous year with yet another variant of corona virus still raging […]

Find out what cryptocurrencies are, how to invest, and a few helpful tips on managing your personal finances.

2020 is almost over. What a year it has been. At the end of this weird year, sharemarkets all around the world are recovering strongly even more than ever. Of […]

List of must-have pantry items before you start Cooking oil – There are many different oil you can use for cooking. If you are low on budget a bottle of […]

Here is my current asset allocation in September 2020. Some of the current allocation % are way off the new target %. REIT is a bit too risky for me […]

Are you single? Yes or No Do you have kids under 18 years old? Yes or No – Two questions before you start When we talk about life insurance in […]

The portfolio has grown by almost 4% since March. The modest growth is mostly due to the overall ASX market going up after RBA announced two interest rate cuts. Most […]

For people under 30 years old in particular, how much superannuation money they will enjoy when you retire at age 65 (by 2023 the official retirement age in Australia will […]

Key takeaways: A transaction account should have a zero account fee, while a savings account should have the highest interest rate in the market even after the end of its […]

Here is a short list of important personal finance skills all adults should know well. I will write more about each skill in depth in the coming weeks. You can […]